In this episode of "Contractor Talk," host Richie Kidwell and co-host Hans Kennon delve into the complexities of property insurance claims and the latest legislative changes affecting policyholders. They emphasize the importance of understanding policy details, such as coverage limits and exceptions, which can significantly impact claim outcomes. The conversation highlights the critical role of public adjusters in navigating the claims process. Guest David Dwyer from Experience Public Adjusters shares insights on how adjusters can help homeowners maximize their claim potential, especially against insurers' tactics to delay or deny claims. The hosts discuss the need for homeowners to proactively manage their insurance policies, recommending regular reviews and adjustments to ensure adequate coverage. The episode underscores the importance of having expert support, such as knowledgeable public adjusters and specialized attorneys, ready to handle potential disputes effectively. Listeners are encouraged to stay informed and prepared, particularly as storm season approaches, with the takeaway that being well-prepared and knowledgeable can significantly impact the recovery process after property damage.